Membership and Programs for All

If your total household income is $55,000 or less, you are eligible for financial assistance on YMCA membership and programs. Financial support is provided based on eligibility at levels of 25%, 50% and 75% of membership monthly rates; financial assistance for programs is provided up to 50% of the cost of programs based on eligibility.

The YMCA's financial assistance program helps make YMCA membership and programs affordable for all. Every day, we work side-by-side with our neighbors to make sure that everyone, regardless of age, income or background, has the opportunity to learn, grow and thrive. Each year, we provide over $500,000 in financial assistance locally, thanks to generous gifts from our members and donors through our annual giving campaign, grants and special events.


  • Print and complete the financial assistance application form.
  • Bring completed form to your nearest Y along with copies of the following documents: tax information for all adults in the household; employment paystubs for each working adult in the household; any government assistance/social security/disability; and retirement/pension/IRA/trust fund income if applicable.  (More info below).
  • In addition to the YMCA of Central Kentucky Financial Assistance application, please bring in copies of the following documents:
    • Tax information for all adults in the household (one from this category)
      • Federal 1040 form – Top 2 pages
        • If someone in the household is self-employed, then a schedule C form is also needed.
        • If you need a copy of your tax record, please call the IRS at 1-800-829-1040 or visit their website at OR
        • If you do not file taxes you must call 1-800-908-9946 to obtain a letter stating that you are not required to file taxes.
    • Employment – Paystubs (one from this category)
      • Two current/consecutive paystubs from each working adult in the household. Paystubs must show gross pay.
      • If paystubs are unavailable, a letter from the employer on company letterhead stating the average number of hours per week and hourly age is acceptable. Bank statements do not show gross pay and is not an acceptable form of documentation.
    • Government Assistance/Social Security/Disability (all that apply)
      • A letter from the Social Security Administration stating the current amount received and/or 1040
      • Federal tax form showing the income (line 14).
      • Documentation of any government benefits (SNAP, K-Tap, FASFA)
      • Student current School Schedule
    • Retirement/Pension/IRA or Trust Fund Income (if applicable)
      • Letter from the company or fund stating the amount and frequency that is received


You can also send application and documents by 
email to 


Mail your application and documents to:
YMCA of Central Kentucky
Business Operations Center
381 W. Loudon Avenue

Lexington, KY 40508

When your form and documents are processed, you will be notified whether your application has been approved or if additional information is needed. We'll consider your annual income, number of adults and dependents in your household and then determine assistance to align with your individual situation.

You will receive an email notification from our Business Operations Center and your online YMCA account will be updated after your application has been processed.

Please allow up to 15 business days for your application to be processed.

You will need to reapply for financial assistance annually. We will notify you by email 60 and 30 days prior to your assistance expiring.